Maria Grapini· S&D

Unverifiable

Citizens and small entrepreneurs in Romania pay four times more interest than in eurozone states

Omissions

• The claim does not specify the type of loan (consumer credit, mortgage, SME loans) or the exact reference period
• Romania had the highest Maastricht bond yields in the EU at 6.96% in 2025 according to Eurostat data
• Romania is not yet in the eurozone and maintains independent monetary policy through the National Bank of Romania
• Romania's central bank interest rate was 6.50% as of early 2025, significantly higher than the ECB's deposit facility rate

Sources

• PrimaryEuropean Central Bank - Euro area bank interest rate statistics December 2025Interest rate on new loans of over €1 million with initial rate fixation period over ten years: 3.65%
• PrimaryEurostat - Exchange rates and interest rates statisticsIn 2025, the highest Maastricht criterion bond yields were recorded in Romania (6.96%) and Hungary (6.94%)
• TertiaryThe Global Economy - Romania Mortgage Credit Interest RateRomania mortgage interest rate: 7.22 percent as of August 2025
• TertiaryTrading Economics - Romania Interest RateThe benchmark interest rate in Romania was last recorded at 6.50 percent