Irish banks had failings in the treatment of over 10,000 accounts in the tracker mortgage scandal.

Omissions

• The MEP cites 'over 10,000 accounts' which, while technically accurate, significantly understates the magnitude of the scandal. The actual figure is over 40,000 affected accounts.
• The Central Bank of Ireland's final Tracker Mortgage Examination Report from July 2019 identified 40,100 affected accounts, and more recent data from November 2025 indicates over 42,000 accounts were impacted.
• The scandal involved 99 homes lost and 216 buy-to-let properties lost due to bank failures.

Sources

• PrimaryCentral Bank of Ireland - Final Tracker Mortgage Examination Report40,100 affected customer accounts identified as part of the Tracker Mortgage Examination
• SecondaryRTE News - Effects of tracker mortgage scandal 'far from over'Over 42,000 mortgage accounts have now been identified as having been impacted by the tracker mortgage scandal