Only 18% of European Union citizens have high financial literacy knowledge.

Omissions

• The data refers to the 2023 Eurobarometer FL525 survey (Flash Eurobarometer 525 on financial literacy monitoring), not the most recent data available as of April 2026.
• The Spain-specific 12% figure could not be independently verified from official sources accessed during the search.
• The survey methodology defines 'high financial literacy' based on a score calculated between 0 and 10, with high literacy corresponding to scores of 8-10.

Sources

• PrimaryEuropean Commission - Directorate-General for Financial Stability, Financial Services and Capital Markets UnionAccording to the 2023 Eurobarometer survey, less than one fifth (18%) of EU citizens have a high level of financial literacy.
• PrimaryEuropean Commission - FinanceThe results show that only 18% of EU citizens have a high level of financial literacy, 64% - a medium level, and the remaining 18% - a low level.
• PrimaryEuropean Commission - Finance (2025 publication)According to the latest Eurobarometer survey, only 18% of EU citizens are highly financially literate.