First home purchases are supported at a simple 3% [interest rate]
92% confidence
HousingHungary
Omissions
The program was officially announced and approved in July 2025, not available throughout the entire year.
The 3% rate is fixed for the entire duration of the loan.
The program requires a minimum 10% down payment.
The program was part of broader economic measures ahead of the 2026 parliamentary elections.
Sources
PrimaryAbout Hungary (Hungarian Government)The government approved a 3% home purchase credit programme for first-time buyers, announced by Prime Minister Viktor Orbán in July 2025.
SecondaryReutersHungary launched a 3% subsidised home loan scheme for first-time buyers in 2025, with a budget of up to $443 million.
SecondaryHungary TodayThe government approved a three percent home loan program available to anyone buying their first apartment or house.