There is an estimated EUR 13 trillion sitting in deposits in the European Union.

Omissions

• The MEP used a figure (EUR 13 trillion) that appears to be approximately 4 trillion euros lower than the actual reported deposits of EUR 17.05 trillion in the EU27 according to EBF 2025 data.
• The EBF source was published in 2025 and reflects data available before the session date of 2026-04-27.
• The interest rate range of 1.6-1.8% could not be independently verified from official ECB or Eurostat sources in the searches conducted.
• Only one secondary source (EBF) was found with a specific deposit figure; additional primary confirmation from Eurostat would strengthen this verification.

Sources

• SecondaryEuropean Banking Federation (EBF) - Facts & Figures 2025Total deposits by counterparts (businesses and households) grew by around 4.55% to €17.05 trillion in the EU27
• SecondaryCEIC Data - EU Total DepositsEU Total Deposits was reported at 19062.906 USD bn (approximately USD 19 trillion) in Mar 2026